Budget & Forecast

Plan Spending.
Forecast with Confidence.

Set annual budgets, model multiple scenarios, track actual vs. planned spending in real time, and get AI-powered alerts before you overspend — all inside TotalApp.

Open Budget & Forecast See All Features
Budget Overview
Forecast Chart
Scenario Planning
Variance Alerts
3
Scenario Models
Real-time
Actual vs Budget
AI
Variance Alerts
2
Style Modes
Budget Overview

Every Department's Budget at a Glance

A consolidated budget dashboard that shows planned vs. actual spend for every department — with colour-coded variance bars and KPI cards at the top.

  • Annual budget vs. YTD actual for all departments
  • KPI summary: total budget, spent, remaining, variance
  • Colour-coded bars — green on track, red over budget
  • Workstation dark glass or enterprise light mode
Open Budget Overview
totalapp.app/finance/budget
Budget Overview — 2026
H1 Report
—12.4M
ANNUAL BUDGET
—5.8M
YTD SPENT
—6.6M
REMAINING
+—340K
VARIANCE
Engineering
58%
—2.9M / —5M
Marketing
74%
—1.1M / —1.5M
Operations
103%
—1.03M / —1M
Sales
45%
—675K / —1.5M
Forecast Chart

See Where You're Headed

Visual month-by-month forecast chart with budget reference lines — compare actuals, budget targets, and projected end-of-year figures side by side.

  • Monthly actuals vs. budget bars for the full year
  • AI-generated spend projections for remaining months
  • Trend line overlaid on the bar chart
  • Filter by department, category, or cost centre
View Forecast
totalapp.app/finance/budget/forecast
Spend Forecast — 2026
Actual
Budget
Forecast
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Scenario Planning

Model Best, Base & Worst Cases

Define up to three budget scenarios and switch between them instantly. Present the conservative plan to the board, the aggressive plan to your team.

  • Three named scenarios with independent inputs
  • Instant side-by-side comparison of revenue and costs
  • One-click "Activate" to set a scenario as the working plan
  • Delta highlights show the gap between scenarios
Build Scenarios
totalapp.app/finance/budget/scenarios
Scenario Planning — 2026
Base Active
Pessimistic
Total Revenue
—18.2M
— —3.4M vs Base
Base —
Total Revenue
—21.6M
Current Plan
Optimistic
Total Revenue
—26.1M
— —4.5M vs Base
Net Profit Comparison
Pessimistic
—2.8M
Base
—4.8M
Optimistic
—7.2M
Variance Alerts

Know Before You Overspend

Automatic alerts fire the moment actual spend in any department exceeds your configured threshold — so you can act before month-end surprises.

  • Configurable alert thresholds per department (e.g. 80%)
  • Variance % and absolute overspend amount on each alert
  • AI assistant explains root cause and suggests corrective actions
  • Dismiss or snooze alerts once addressed
Configure Alerts
totalapp.app/finance/budget/alerts
Variance Alerts
3 Active
Operations — Over Budget
Spending exceeded 100% of monthly allocation. Primary drivers: vendor invoices and equipment repairs.
+18%
+—31K over
Marketing — Approaching Limit
84% of Q2 marketing budget used with 6 weeks remaining. Ad spend trending above plan.
84%
6 wks left
HR — Training Budget
External training spend at 91%. Three pending certifications would exceed limit.
91%
3 pending
Engineering — On Track
58% of annual budget used at mid-year. Projected to finish —420K under budget.
58%
-—420K

Complete Budget Toolset

Everything your finance team needs to plan, forecast, and control spending across the organisation.

Department Budgets

Set annual or quarterly budgets per department with sub-category line items for granular spend control.

Spend Forecasting

AI-powered projections extrapolate current spend trends to predict end-of-year totals per department.

Scenario Modelling

Build pessimistic, base, and optimistic plans simultaneously. Switch the active scenario in one click.

Variance Alerts

Get notified the moment any department crosses your configured spend threshold — before the invoice pile hits.

Export & Reports

Export budget vs. actual reports to Excel or PDF for board presentations, audits, and monthly reviews.

AI Budget Assistant

Ask the embedded AI why a department overspent, what the Q3 projection looks like, or how to rebalance allocations.

Budget Smarter. Forecast Better.

Stop discovering overruns at month-end. Plan proactively with real-time actuals and AI-powered forecasts.